Brands are the heart of business. They put a name, face, and personality to a business, product, or service. Yet, brands are not solely the logo, tagline, or advertising – they are the sum of all experiences. Great companies make the brand their central organizing principle to ensure consistent delivery of a differentiated experience. As involved as that is, we have somehow managed to make branding more complex than necessary.

Poverty reduction on African continent represents a major development challenge. Since key government services such as basic education and health services are often delivered at the local government level, a successful poverty reduction strategy would be virtually impossible without the reform of local government finances. One big problem is that there is a lack of good examples of decentralization and local government finance reform in Africa.

In this book, John O’Neill conducts a thorough examination of these two opposing viewpoints covering a discussion of the ethical boundaries of markets, the role of private property rights in environmental protection, the nature of sustainability and the valuation of goods over time.

We exist in an era of great change and widespread uncertainty in which course-determining decisions lie with organizational leaders; in this continually shifting climate we require their courage to take action. Billions of dollars are spent annually on developing leaders, yet despite these efforts, most organizations report a shortage of leaders – a leadership gap – and estimates of leadership failures approach fifty per cent.

Higher education rates are increasing throughout the Western world, yet at the same time, government budgets face increasing constraints. This has ensured that the importance of student support is recognized in many countries. In recent years there has been a world-wide movement towards the use of income contingent loans (ICL) for higher education